These regions are clearly defined in Flood Insurance Rate Maps and are paired with detailed information about base flood elevations. But what is an AE flood zone and how does it differ from other at-risk districts?ĪE flood zones are areas that present a 1% annual chance of flooding and a 26% chance over the life of a 30-year mortgage, according to FEMA. Unlike other regions, AE flood zones have a lot of available data concerning BFEs, floodways and flood insurance requirements. Now that we’ve covered the basics, it may be useful to dive a bit deeper into one of the most high-risk flood zone types that FEMA monitors: Zone AE. Without a floodway, some communities would be inundated with floodwaters due to higher upstream flood elevations.
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